Warranties and Limitation of Liability

Information and documents provided on this web site are provided "as is" without any warranty. SPBT uses reasonable efforts to include accurate and up-to-date information on this web site; it does not, however, make any representations as to its accuracy or completeness. Your use of this web site is at your own risk. SPBT, its clients and suppliers and the other parties involved in creating and delivering this web site's content are not liable for any damages arising from use of this site.

Links to Third-Party Sites

This site contains links to various third-party web sites. The linked sites are not under the control of either SPBT who is not responsible for the contents of any linked site or any link contained in a linked site. As this site may refer members to various third-parties as a referral service only, SPBT is not liable for any damages arising from use of this site or any purchases made or products or services received through or by way of a third-party provider linked to this site.

Applicable Laws

This web site (excluding linked sites) is controlled by SPBT from its offices located in the State of Virginia, USA. It can be accessed from across North America as well as from other countries around the world. As each of these places has laws that may differ from those of Virginia, by accessing this web site both you and SPBT agree that the statutes and laws of the State of Virginia, without regard to the conflicts of law principles thereof, will apply to all matters relating to use of this web site. You and SPBT also agree and hereby submit to the exclusive personal jurisdiction and venue of the Virginia Courts with respect to such matters. SPBT makes no representation that materials on this web site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws.

Trademarks

SPBT trademarks identify SPBT services, and let the public know the source of those services. You may make fair use of our trademarks in advertising and promotional materials, and in referring to our services (for example, in a magazine article) without our permission, provided you follow standard trademark usage practices and provide proper attribution. Other uses require written permission from SPBT. Please make such requests by e-mail. We will evaluate your request as soon as possible.

Use of Copyrighted Materials and Logos

SPBT hereby authorizes you to view, copy, download, and print SPBTdocuments that are available on this web site, subject to the following conditions: The documents may be used solely for personal, noncommercial, and informational purposes. The documents may not be modified.

You may not reproduce, copy, or redistribute the design or layout of the SPBT web site, individual elements of the web site design, or SPBT logos without the express written permission of SPBT.